Efficient and modular digital application processes for banks and corporate clients

Werner Seidel
Feb 13, 2025

Digital transformation with Talo IT: From banks to industry

Banks and other regulated industries face the challenge of modernising their IT services in an efficient and future-proof manner. Talo IT GmbH develops highly specialised Software-as-a-Service (SaaS) solutions that can be seamlessly integrated into existing core systems. Using AWS cloud technologies such as React, Node.js and MongoDB, Talo IT delivers powerful, scalable and secure applications. No other company in the banking sector implements digital solutions as efficiently, quickly and cost-effectively as Talo IT - an agile, highly skilled team with a deep understanding of the industry and technology.

IT Modernization: Intelligently Transforming Legacy Systems

A key aspect of Talo IT's work is connecting legacy systems to modern cloud architectures. Many companies still work with IBM mainframes, PL1, CICS or Cobol. Complementing these proven core systems with innovative services is one of our core competencies. We use microservices and cloud platforms (AWS, Azure). Our approach creates an efficient, secure and sustainable IT landscape that is flexible and adaptive to business needs.

Modular digital application paths and customer portals

We offer a flexible, modular digital application process that can be used in a variety of industries beyond construction finance. Core modules include:

  • Digital signature (QES): legally secure contract signings·
  • Data rooms: secure exchange and management of documents·
  • Document Management Systems (DMS): Efficient Archiving and Document Management
  • Identity verification: Secure, seamless identity verification·
  • Workflow automation: efficient design and optimization of business processes

These modules can be used across industries and help companies optimize their digital processes. Banks, insurance companies and other regulated industries benefit in particular from these powerful solutions.

Modular digital application paths and customer portals

With Meinbau.net Talo IT offers a specialized digital application process as well as white label solutions for construction financing. This platform enables efficient processing of financing applications and supports banks and end customers with the following functions:

Artificial intelligence: Smart automation for companies

Talo IT uses AI-based functions to optimise processes and enable more precise analysis. Our AI technologies support this:

  • Personalized customer portals: for tailored user experiences
  • Automated credit risk analyses: for more precise decision-making processes
  • Process automation: with AI-supported decision making for maximum efficiency

Compliance and Certifications

Talo IT meets the highest regulatory requirements and is GDPR, DORA, EU-AI-Act and ITIL compliant. Our company has the appropriate certifications to ensure the security, reliability and efficiency of our solutions. As a result, we provide our customers with a compliant, future-proof IT infrastructure that seamlessly integrates regulatory requirements.

Why banks and companies should rely on Talo IT:

Talo IT stands for uncompromising efficiency and technological excellence. Our motto: Solutions, No Excuses — we deliver faster, cheaper and better than the competition. Our highly specialiced expertise combines the best of the world of legacy systems and modern cloud technologies to enable seamless, cost-effective digital transformation:

  • Modernization without risk: We combine proven legacy systems with innovative cloud architectures
  • Maximum efficiency: Our solutions optimize workflows and automate processes
  • Cost efficiency: No provider in a regulated environment delivers faster and cheaper
  • Workflow automation: efficient design and optimization of business processes

For companies and other industries:

  • Scalable, modular platforms: for a wide range of industries
  • Secure digital workflows: with advanced automation
  • Industry-independent use cases: for maximum flexibility

With cutting-edge cloud technology, deep legacy expertise and innovative AI integration, Talo IT GmbH offers banks and companies a unique digital transformation.

Contact us without obligation ➡ Get in touch now and learn more about our solutions!