The future of mortgage lending is digital
The real estate and construction financing sector is undergoing digital transformation. Banks are faced with the challenge of making their processes more efficient, more customer-friendly and more cost-effective. Talo IT GmbH offers an innovative solution here: A fully digital, modular application process that covers the entire construction financing process from initial enquiry to contract signing. Our solution not only optimizes workflows and reduces costs, but also increases customer satisfaction through user-friendly and transparent process design.
Why digital construction financing
- Speed and efficiency: Automated workflows enable faster processing of applications and reduce manual processes. Quick financing commitments and timely transfer of offers are crucial to secure the deal and achieve competitive advantages.
- Maximum ease of use: Clear, intuitive interfaces guide customers and bank employees through the entire application process.
- Security and compliance: Our solution is GDPR, DORA and EU-AI-ACT compliant and is regularly tested by external PEN tests.
- Seamless integration: Thanks to our microservice architecture, our platform can be easily integrated into existing core banking systems, DMS and CRM solutions.
These modules can be used across industries and help companies optimize their digital processes. Banks, insurance companies and other regulated industries benefit in particular from these powerful solutions.
The modular digital application process: Perfectly adaptable
Our digital application process is based on a state-of-the-art microservice architecture and can be flexibly adapted to the requirements of any bank. The core modules include:
- Customer and banking portals: A secure system for digital application, communication and document exchange.
- Construction cost and household calculator: Automatic calculation of costs, financing requirements and individual conditions.
- KYC & credit check: Integration of external registers such as CRIF, Moody's or Sprengnetter to check creditworthiness, sanction lists and PEP.
- Digital signatures (QES): Integration of legally secure electronic signatures for concluding contracts.
- Workflow management: Individually configurable task lists and automated decision-making processes.
- Core banking system integration: Seamless connection to existing systems for efficient process design.
- Cloud infrastructure: Highest security standards through end-to-end encryption and automatic backups.
Competitive advantages through Talo IT
With our digital application process, banks benefit from:
- Quick implementation: Thanks to modules that have already been developed, a fully functional solution can be provided within a very short time.
- Cost efficiency: Our proven processes and an experienced team of experts make it possible to switch over at an attractive price-performance ratio.
- Regulatory safety: Our systems are GDPR, DORA and ITIL compliant, meet all current compliance standards and are regularly audited externally.
- Highest level of safety: Certified data protection and ITIL operation managers ensure that bank details and customer data are optimally protected.
Construction financing of the future
With our digital application process The Talo IT GmbH new standards for construction financing. The combination of maximum efficiency, intuitive user interface and the highest security standards enables banks to future-proof their digital processes and to successfully position themselves in the competition.
Would you like to know more? Visit Meinbau.netto get a first impression of our digital application process and to learn more about our innovative solutions. Contact us without obligation and discover how our digital application process can optimize your banking processes!
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